U.S. Government Resources: Banking

See more about this topic in Dickinson Legal Research Resources:
DSL LegalLinks: Banking
DSL LegalLinks: Bankruptcy
DSL LegalLinks: Business & Commerce
U.S. Government Resources: Bankruptcy
U.S. Government Resources: Business & Commerce
Bankruptcy Research Guide and Bibliography

Consumer Financial Rights
http://www.fdic.gov/consumers/consumer/rights/index.html

This web site from the Federal Deposit Insurance Corporation provides information on federal and state laws and regulations aimed at protecting consumer financial rights.

Department of the Treasury
http://www.treasury.gov/

The Treasury Department was created by act of September 2, 1789, and as part of its responsibility performs four basic functions: formulating and recommending economic, financial, tax, and fiscal policies; serving as financial agent for the U.S. Government; enforcing the law; and manufacturing coins and currency.

Federal Deposit Insurance Corporation
http://www.fdic.gov/

An independent agency created by Congress in 1933, the FDIC supervises banks, insures deposits up to $100,000 and helps maintain a stable and sound banking system.

Federal Deposit Insurance Corporation Enforcement Decisions & Orders
http://www.fdic.gov/bank/individual/enforcement/index.html

This searchable database contains the full text of the formal enforcement actions against financial institutions that are regulated by the FDIC or against their affiliated parties.

Federal Financial Institutions Examination Council
http://www.ffiec.gov/

The Council is in charge of prescribe uniform principles, standards, and report forms for the federal examination of financial institutions.

Federal Open Market Committee
http://www.federalreserve.gov/monetarypolicy/fomc.htm

The FOMC is responsible for reviewing economic and financial conditions, determining the appropriate stance of monetary policy, and assessing the risks to the economic outlook. The Committee's policy decisions are undertaken to foster the long-run objectives of price stability and sustainable economic growth.

Federal Reserve System
http://www.federalreserve.gov/

The Federal Reserve, the central bank of the United States, was founded by Congress in 1913 to provide the nation with a safer, more flexible, and more stable monetary and financial system.

FTC Electronic Banking Information
http://www.ftc.gov/bcp/edu/pubs/consumer/credit/cre14.shtm

General information on electronic banking and the Electronic Funds Transfer Act.

Government National Mortgage Association
http://www.ginniemae.gov/

Ginnie Mae was created in 1968 as a wholly owned corporation within the Department of Housing and Urban Development (HUD.) Its purpose is to serve low-to moderate-income homebuyers. The site provides access to information for the public, issuers, and investors about homeownership, mortgage-backed securities and financial information.

House Committee on Appropriations
http://appropriations.house.gov/

Created in 1865 when the House of Representatives separated the responsibilities of the Committee on Ways and Means into two committees: the Committee on Appropriation and the Committee on Banking and Currency. The responsibilities of this Committee entail improving the appropriations and congressional budgeting process.

House Committee on Ways and Means
http://waysandmeans.house.gov/

The Committee on Ways and Means has the responsibility for raising revenue required to finance the Federal Government, retains jurisdiction over the authority of the Government to borrow money, has authority over national Social Security programs, and has responsibility over legislation relating to tariffs, import trade, and trade negotiations.

National Credit Union Administration
http://www.ncua.gov/

The National Credit Union Administration is the independent federal agency that charters and supervises federal credit unions.

National Credit Union Administration Reference Information Index
http://www.ncua.gov/RegulationsOpinionsLaws/index.htm

The NCUA Reference Information Index contains links to Board appeal decisions, rules and regulations, interpretive rulings, regulatory alerts, and much more.

Office of the Comptroller of the Currency (OCC)
http://www.occ.treas.gov/

The OCC charters, regulates, and supervises all national banks, as well as supervises the federal branches and agencies of foreign banks.

Securities and Exchange Commission
http://www.sec.gov/

The Securities and Exchange Commission protects investors and maintains the integrity of the securities markets.

Senate Committee on Appropriations
http://appropriations.senate.gov/

On March 6, 1867, the Committee on Appropriations was created when the Senate Members recognized the need to control the appropriations process, as well as to ensure better management of Government spending by giving one committee the sole responsibility to examine executive agency budget estimates.

Senate Committee on Banking, Housing & Urban Affairs
http://banking.senate.gov/

The Committee has a broad jurisdiction over the operation of the nation's financial institutions, housing, and mass transit programs.

Summary of Deposits
http://www3.fdic.gov/sod/

The Summary of Deposits (SOD) contains deposit data for more than 85,000 branches/offices of FDIC-insured institutions. The Federal Deposit Insurance Corporation (FDIC) collects deposit balances for commercial and savings banks as of June 30 of each year, and the Office of Thrift Supervision (OTS) collects the same data for savings institutions. Data are collected annually. Users can access data by: (1) single institution, (2) institutions within a geographic area, or (3) aggregated within a geographic area.